Debt coming due? Refinance on your terms.
Outerhaven runs the refinancing process for middle-market companies. We prepare the credit story, take it to the lenders with a reason to say yes, and negotiate terms before your maturity date sets the timeline for you.
Most companies refinance with whoever calls first.
That leaves terms on the table when the maturity is close and there is no alternative in hand. We bring the alternative.
Who we work with.
We take a small number of mandates at a time, so we're specific about fit. If you're outside it, we'll say so on the first call.
Operating companies with $20M+ revenue and positive EBITDA, or a real asset base to lend against. Founder-owned or sponsor-backed. Debt of $20M–$150M, coming due or in need of new terms.
Pre-revenue companies, debt under $10M, consumer and venture lending, or situations already inside a formal restructuring.
The right lender is rarely the one that calls you.
We read lender filings every quarter: who holds which loans, how each is marked and what is coming due. So we know which lenders are adding exposure in your sector and which are quietly pulling back before we approach anyone.
One process, run by a partner.
You deal with the same partner from the first call to closing. Your existing lender stays informed on your terms, not ours.
Maturity, covenants, collateral and what a new lender will see when they look at the numbers.
The credit memo, model and a short list of lenders with a reason to engage.
Targeted outreach under NDA. Competing term sheets, not a broad blast.
Negotiate terms, coordinate diligence and counsel, and close before the maturity date forces your hand.
Know your options before your lender tells you what they are.
A confidential 30-minute call with a partner. Bring your maturity date and a rough set of numbers.
Book a call